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Funds & Banking

What is the credit hold period for ACH deposits?

ACH deposits, like checks, aren't guaranteed and have a 4-day hold period. MEXEM enforces the hold to protect against potential unauthorized transfers. Wire transfers are recommended for instant access. MEXEM doesn't charge for incoming wires, except for Mexican Peso. Check our website for more details.

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General Questions

What is a wash sale?

The IRS defines a wash sale as selling stock at a loss within 30 days before or after buying "substantially identical" stock. The loss is deferred until replacement shares are sold. The original shares' holding period is added to the new shares' holding period. Visit MEXEM website for more info on wash sales.

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